April 3, 2025 | JaocbiJournal.com — A new California bill, Assembly Bill 75 (AB 75), would require insurance companies to notify homeowners at least 30 days in advance before conducting aerial imaging inspections. The bill also mandates that insurers provide policyholders with instructions on how to request access to the aerial photos taken of their property.
Transparency in Insurance Inspections
The bill, authored by Assemblymember Lisa Calderon (D-Whittier), aims to increase transparency in insurance inspections and help homeowners retain affordable coverage. Calderon, who chairs the Assembly Insurance Committee, emphasized the need for this legislation amid rising non-renewals and cancellations. California Bill
“We are in the middle of an insurance crisis, and Californians are facing non-renewals or policy cancellations, sometimes without justification. AB 75 empowers homeowners, especially those at risk of losing their policies due to undisclosed inspection practices,” Calderon said.
Concerns Over Aerial Imaging
Aerial imaging has become a widely used tool in the insurance industry for assessing property risk and processing claims. However, many policyholders have expressed concerns over coverage losses tied to aerial photos taken without their knowledge.
Upcoming Committee Hearing
AB 75 is scheduled for a hearing before the Assembly Insurance Committee on Wednesday at 9:30 a.m. (PST). If passed, the bill could introduce greater accountability in insurer inspections and provide homeowners with a clearer understanding of how aerial imagery affects their policies.
Source: Insurance Journal
FAQs: California Bill on Insurance Aerial Inspections
What does the new California bill require from insurers?
The bill requires insurance companies to notify homeowners at least 30 days before conducting aerial imaging inspections.
How will the California bill affect policyholders?
It provides homeowners with transparency and access to aerial photos used in risk assessments, helping them protect coverage.
Why was the California bill introduced?
It was introduced to address rising non-renewals and cancellations, ensuring homeowners are not blindsided by inspection practices.
When will the California bill be reviewed?
The bill is scheduled for a hearing before the Assembly Insurance Committee, where lawmakers will determine its progress.
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