May 06, 2025 | JacobiJournal.com – North Carolina Man: A 30-year-old man faces 21 felony charges after allegedly stealing multiple identities and filing fraudulent auto insurance claims with several major carriers.
Fraud Spanned Six Months and Four Insurers
According to the North Carolina Department of Insurance (NCDOI), Damain Rayshawn Cummings assumed the identities of at least six individuals between September 2024 and March 2025. During that time, he filed false auto claims with Progressive, State Farm, Liberty Mutual, and Allstate. North Carolina Man
Investigation Led by NCDOI
Authorities became aware of the scheme after suspicious activity flagged several claims. NCDOI investigators launched a full investigation and uncovered evidence suggesting that Cummings accessed victims’ personal data—potentially through birth certificates and email accounts.
He was arrested and appeared in court on April 30, where he was later released on a $300,000 bond.
Charges Include Insurance Fraud and Identity Theft
The charges include multiple counts of insurance fraud, identity theft, and theft by deception. Officials said the case underscores the ongoing risk of identity-based insurance scams in North Carolina and across the country.
Authorities Urge Vigilance
State officials are encouraging residents to monitor their insurance records, review credit reports, and report any unauthorized claims immediately. The NCDOI continues to investigate whether additional individuals were affected.
FAQs: About the North Carolina Man Insurance Fraud Case
What charges does the North Carolina man face in the ID theft and insurance fraud case?
The North Carolina man is facing 21 felony charges, including multiple counts of insurance fraud, identity theft, and theft by deception.
How did authorities catch the North Carolina man accused of insurance fraud?
Investigators from the North Carolina Department of Insurance discovered suspicious claims activity, which led to uncovering the North Carolina man’s alleged identity theft scheme.
What steps can protect against schemes like the one involving the North Carolina man?
Residents are advised to review insurance policies regularly, monitor credit reports, and immediately report any suspicious claims to the North Carolina Department of Insurance.
Track major fraud cases, workers’ comp litigation, and insurance crime news at JacobiJournal.com — your trusted source for updates and expert insights.